🤔Curious about how your personality affects how you interact with money?

You’re not alone. Believe it or not, the way you spend, save, or even stress about money isn’t just random—it’s often tied to your personality. Some people are natural budgeters who love tracking every dollar, while others are spontaneous spenders who live for the thrill of a good deal. These habits can be shaped by traits like how impulsive you are, how much you value security, or even how you handle emotions.

📚I’ve listed five scientifically recognized types below, from a CNBC article (There are 7 money personality types, says psychology expert. Which one are you?).

❓I’ve also attached two quizzes if you just aren’t up for the read! The first is my own quick, teen-focused quiz–just 5 questions to answer, and made with the free QuizMaker site! The second is from the Money Personality and is a longer 22-question quiz meant for adults. If you want a more in-depth look, that’s a great choice (just be warned, it will ask you to sign up with your name and phone number).

🎯https://take.quiz-maker.com/QKJMW3U62

🎯Money Personality Test | Discover Your Financial Personality

🧠 1. The Saver

• What they do: Budget carefully, avoid debt, and plan for the future. Sometimes save money obsessively without a clear reason.
• Why they’re like this: Often high in conscientiousness (organized and reliable) and driven by anxiety or a need for control. People who grew up with financial insecurity may feel safest when they’re saving.
• Watch out for: Missing out on fun or meaningful experiences because they’re afraid to spend. Being too cautious—sometimes missing out on smart investments or joyful spending.

🛍️ 2. The Compulsive/Big Spender:

• What they do: Spend impulsively, especially when emotional, or love showing off their style.
• Why they’re like this: Linked to low impulse control (what you want when you want it) and emotional regulation, (a quick fix for stress or sadness) or by extraversion and a desire for social status (spending is tied to their identity).
• Watch out for: Compulsive: Debt, regret, and spending more than they earn. Big: Prioritizing appearance over financial health.

📈 3. The Investor

• What they do: Confidently put money into stocks, crypto, or other assets.
• Why they’re like this: Often high in openness to experience (confidence, risk-taking) and self-efficacy (belief in their own abilities). They enjoy strategy and risk.
• Watch out for: Overconfidence, especially during market swings or hype cycles.

🦢 4. The Ostrich

• What they do: Avoid thinking about money—no budgets, no bills, no stress (until it hits).
• Why they’re like this: Linked to fear of failure and decision paralysis (afraid to decide). Money feels overwhelming, so they tune it out.
• Watch out for: Missed payments, missed opportunities, and long-term consequences.

❤️ 5. The Sharer (or Giver)

• What they do: Generous with money, always helping others.
• Why they’re like this: High in empathy and agreeableness. Giving feels emotionally rewarding.
• Watch out for: Neglecting their own financial needs or being taken advantage of.